Important Information About Your Privacy
You provide important information about yourself to a variety of businesses and organizations. The same is true when you do business with our financial institution. You are asked to provide us with certain personal information that helps us give you better service and complete your transactions more effectively.
We work diligently to safeguard the information you give to us. In fact, we developed the following policies to ensure you confidentiality and maintain your confidence in our family of financial companies. These policies detail the strict standards we have in place. For this reason we ask that you please read the following information carefully.
The Information We Collect
We collect information about you from the following sources:
• Information we receive from you on applications and other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency
The Confidentiality, Security, And Integrity Of Your Information
We restrict access to information about customers to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
Your Information And Our Affiliates
We may disclose information about customers to our affiliates. This information includes transaction and experience information from our account records. Federal law allows us to disclose this information to our affiliates. Customers do not have a right to opt out of the disclosure of this information. Other information not taken from transactions and experience may also be shared with our affiliates. Customers do have a right to opt out of the disclosure of this information.
Types of Affiliates
We may disclose information about customers to the following types of affiliates:
Financial service providers, such as:
Mortgage bankers
Affiliated finance companies
Reasons for Disclosure
We may disclose information about you to our affiliates:
to provide you with information about additional products and services.
to evaluate our total relationship with you and our family of companies and give you the best price that relationship deserves.
Your Information And Other Parties
We will not disclose information about customers to anyone except as disclosed in this policy or as permitted by law. This might include disclosures necessary to service your account, perform joint marketing or prevent unauthorized transactions.
Information About Former Customers
We do not disclose information about former customers, except as permitted by law.
Future Changes
In the future, we may disclose information to other parties to provide customers with information about additional products and services. Customers may opt out of the disclosure of this information.
At WesternBank, we believe the confidentiality and protection of customer information is one of our fundamental responsibilities. As financial service professionals entrusted with sensitive information, we respect the privacy of our customers and are committed to treating customer information responsibly.
Web Links
We are not responsible for the collection, use or security of information by companies or organizations outside of WesternBank that may be linked to our websites. We encourage you to read the privacy policy of the websites reached through the use of links from WesternBank websites.
Further information about our privacy policy is provided to new customers and annually to all customers. If you have a question about our privacy policy or have a question about the privacy of your customer information, please call Western Bank at (218) 723-1000 or e-mail us.
Security Statement
We take every reasonable precaution to protect your information. When you submit information to us through our Internet Banking web site, your information is protected. All data transferred to/from the network, from/to an external entity, is encrypted to industry standards (128 bit encryption).
Please keep in mind that messages you send to us by Internet e-mail may not be secure. Do not send us any confidential or personal information by Internet e-mail. We maintain appropriate physical, electronic and procedural safeguards to ensure the security, integrity and privacy of your personal information within our company.
Only those employees who require your personal information to perform a specific job are granted access to your personally identifiable financial information. Furthermore, all employees are kept up-to-date on our security and privacy practices. If you have any questions about the security of your information at WesternBank, you may contact us at 218-723-1000, or at the following address: WesternBank, 201 N Central Ave, Duluth, MN 55807
